Current wealth, property transition and long-term planning — all in one place.
A clear view of what you own today — and what a future move could look like.
This is a scenario, not a completed transaction or mortgage offer.
Projected values assume a hypothetical completion. Switching sale/purchase scenarios does not change the current balance sheet.
Edit balances, liquidity, returns, fees and confirmation status. Blank balances remain unknown.
| Account | Type | Value (€) | Liquidity | Return % | Annual fee % | Tax category | Status | Cash treatment |
|---|
Use “Included elsewhere” for balances that are already part of another account, so totals and spendable cash are not double-counted. Pension assets count toward wealth but not house-purchase cash.
| Liability | Type | Balance (€) | Status | Notes |
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This is the home you own today. Sale prices below are hypothetical and never alter current net worth.
Model sale proceeds, transaction costs, borrowing needs and cash left after completion.
Illustrative capital-and-interest or interest-only repayment calculations.
Compare the four starting cases and any scenarios you add.
An assumption-led forecast that transitions to the post-purchase balance sheet at completion.
Global assumptions, reconciliation controls, and backup/reset options.
Data is stored in this browser on this device. It is not synced to a bank or cloud account. Export a JSON backup before clearing browser data or moving devices.
This is a household planning tool, not a mortgage approval, regulated financial recommendation or tax calculation. Confirm figures, tax treatment and lender criteria with relevant professionals.
For second/subsequent buyers, the Central Bank of Ireland's standard mortgage measures state a 3.5× gross-income loan-to-income limit and a 90% loan-to-value limit, subject to the detailed rules and limited lender allowances. These limits do not guarantee approval. Central Bank of Ireland — Mortgage Measures.
Residential stamp duty is modelled at 1% up to €1m, 2% on the portion over €1m up to €1.5m, and 6% on the portion over €1.5m, subject to applicability and current law. Revenue — Stamp Duty Rates.
Source checks are a starting point only; verify the rules in force when contracts are executed and whether any special rules apply to your purchase.